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Focus Partners Wealth
ST. LOUIS, MO
CRD: 159289
In PWD coverage since August 18, 2026 · 6 stories
$182BRegulatory AUMSEC Form ADV · Sep 26
1,915EmployeesForm ADV
Regulatory AUM · Aug 22 – Sep 26
PWD coverage
portfolio
The 4% rule sets the floor; the ratchet handles the upside
A mechanical 10% raise whenever the portfolio clears 150% of its starting value would let clients spend the upside the 4% rule leaves behind — if the trigger gets written down in advance.