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Sunday, October 4, 2026The Morning Brief →Sign in

Tax-Loss Harvest Finder

Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.

Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word

Fund to harvestTry:IVVQQQAGG
Stand-ins for EMB — iShares J.P. Morgan USD Emerging Markets Bond ETF
SubstituteCorrelationBook overlapFee vs EMBAssetsWash-sale read
VCEB Vanguard ESG U.S. Corporate Bond ETF0.851—-27bp$634Mdifferent indexCompare
BND Vanguard Total Bond Market Index Fund0.822—-36bp$112.8Bdifferent indexCompare
BIV Vanguard Intermediate-Term Bond ETF0.820—-35bp$19Bdifferent indexCompare
SPAB State Street SPDR Portfolio Aggregate Bond ETF0.814—-36bp$9.9Bdifferent indexCompare
BNDW Vanguard Total World Bond ETF0.806—-34bp$817Mdifferent indexCompare
PCY Invesco Emerging Markets Sovereign Debt ETF0.921—+11bp$1.3Bdifferent indexCompare

RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE

Cached coverage for 2,133 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-02 (1,104 funds with dated records). Fund details retrieved: 2026-09-02 to 2026-10-04. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.

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